Massive changes to PSLF, IDR, and physician loan forgiveness are shaking the system. In this episode, host James Nutter teams up with student loan expert Andrew Paulson to unpack the SAVE plan updates, the One Big Beautiful Bill Act, refinancing decisions, and what physicians should do right now to protect their financial future.
In this masterclass-style episode of Life Well Lived: A Physician’s Guide to Wealth, host James Nutter (fiduciary financial advisor and partner at IM Wealth) is joined by Andrew Paulson, co-founder of StudentLoanAdvice.com and a nationally recognized student loan consultant affiliated with White Coat Investor.
Together with James and co-host Jeff McPherson, CFP®, Andrew breaks down the latest physician-specific student loan updates, including:
With 130+ physicians registered for the live masterclass, this conversation reflects the most pressing questions in the physician community—like what to do if you’re stuck in limbo, how buyback might work, and what strategies actually provide clarity in a confusing system.
Whether you’re in training, mid-contract, or years into repayment, this episode gives you the playbook to avoid six-figure mistakes and move toward true financial freedom.
Andrew Paulson, CSLP® is the co-founder of StudentLoanAdvice.com and principal consultant affiliated with White Coat Investor. He has advised on over $1 billion in student loan debt for more than 2,900 doctors, dentists, and high-income professionals. His passion for student loan planning began with his wife’s nursing school debt, and today he helps physicians nationwide make smarter, clearer financial decisions.
When he’s not coaching doctors through repayment strategies, Andrew can be found golfing, skiing, mountain biking, or spending time with his wife and three kids under five. He’s also a self-proclaimed “wannabe triathlete.”
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.
Because true wealth isn’t just about numbers—it’s about freedom.
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James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.
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Jeff McPherson, CFP® is the founder of IM Wealth and a seasoned financial planner who has dedicated his career to helping physicians gain clarity and control over their money. With years of experience guiding high-income professionals, Jeff is known for simplifying complex financial decisions and teaching practical strategies that empower doctors to achieve long-term freedom. As a mentor and educator, he has helped shape IM Wealth’s physician-first approach, blending technical expertise with a deep understanding of the unique pressures physicians face.
The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan.