In this solo episode, James Nutter guides you through the next phase of Financial Wellness 101—turning meaningful goals into real, measurable progress. You’ll learn how to calculate what your goals actually cost, how to use your free cash flow to bring them to life, and how to align every money move with the values that matter most.
This week on A Life Well Lived: A Physician’s Guide to Wealth, James Nutter moves from intention to action by breaking down the real math behind your goals. After helping listeners clarify their values, money love languages, and long-term vision earlier in the Financial Wellness 101 series, James now shows you how to identify what your dream life costs—and how to fund it, one intentional step at a time.
He walks you through the process of calculating free cash flow, evaluating whether your current lifestyle aligns with your values, and reverse-engineering every big goal (from student loans to dream homes) into monthly, achievable targets. James explains how to set priorities, build momentum with early wins, and adjust your plan if the numbers don’t quite match your dreams yet.
This episode is equal parts mindset, math, and motivation—giving physicians a real roadmap for creating a life that feels aligned, intentional, and deeply meaningful.
Next Steps
📓 List your top three financial goals—include the dollar amount and timeline
💡 Calculate the monthly cost for each goal
🧭 Compare your free cash flow to your goals
🔄 Adjust: increase income, reduce expenses, or shift timelines if needed
🎯 Prioritize your top 3–5 “rocks”
🚀 Set early wins for the next 30 days
📆 Revisit your plan weekly or monthly
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.
Because true wealth isn’t just about numbers—it’s about freedom.
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James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.
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The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan.