A Life Well Lived: A Physicians Guide to Wealth

Ep11: 15 Questions Every Physician Should Ask Before Hiring a Financial Advisor

Episode Summary

Not all financial advisors are created equal—and some are flat-out dangerous to your financial health. In this episode, James Nutter reveals 15 essential questions physicians should ask before hiring an advisor, so you never waste time, money, or trust again.

Episode Notes

Think all financial advisors are working in your best interest? Think again.

In this solo episode, James Nutter pulls back the curtain on the financial industry and empowers physicians to take the driver’s seat. Whether you’re hiring your first advisor or reevaluating your current team, this episode is your guide to spotting red flags, understanding credentials (like what “fiduciary” really means), and asking the questions most doctors never think to ask—until it’s too late.

You’ve worked too hard to be a target for commission-driven sales tactics. Learn what licenses actually matter, why the term “fiduciary” is non-negotiable, and how to protect yourself from the financial equivalent of a bad diagnosis.

This is the kind of transparency every physician deserves—especially in their first 10 years out of training.

Top 5 Key Takeaways:

  1. Ask the Fiduciary Question First
    If they’re not legally required to act in your best interest, they’re not the advisor for you.
  2. Understand How They’re Paid
    Commissions, AUM, flat fee—know the compensation model and what’s really incentivizing them.
    Credentials & Licensing Matter
    Anyone can sell insurance after 30 days of study. Ask about CFPs, Series 66, and what that actually enables them to do.
  3. Niche Experience Is a Must
    If they don’t understand your schedule, specialty, and student loans, they won’t understand your money.
  4. Trust Your Gut
    If something feels off in the first five minutes, don’t wait an hour to make a decision. Walk away.

Resources & Next Steps:

About the Show:

This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. 

Because true wealth isn’t just about numbers—it’s about freedom.

Find and follow the show on YouTube

About James Nutter:

James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.

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